What is it?+
The totalisation of the contributions allows to add and use the insurance periods accrued in order to complete the requirements required to obtain the old age, seniority, incapacity, and survivors’ pension, as indicated in Legislative Decree no. 42 of 2 February 2006.
Who is it aimed at?+
The totalisation can be claimed by civil servants registered in two or more forms of mandatory social security schemes (it may concern, for example, the person who, during the years of service, paid and credited a contribution as a private employee, civil servant and/or in a scheme for freelance professionals).
How does it work? +
Start DateAccording to the provisions of article 12, Decree-Law no. 78 of 19 June 2015, converted with amendments into Law no. 122 of 30 July 2010, the old-age and seniority benefits accrued starting from 1 January 2011 and deriving from the totalisation can be collected:
- after 18 months from the date when the requirements provided for in the case of an old-age pension have been met;
- after 21 months for the seniority pension;
- on the first day of the month following the death for survivors’ pension;
- on the first day of the month following the claim of the claim for incapacity pension.
What am I entitled to?The funds /social insurance scheme/ funds, each within their area of responsibility, determine the amount of the payments based on the respective matured registration periods, even if they coincide. The total disbursement of the individual pension payments is made by INPS.
The share of the totalised pension is determined according to the calculation criteria of the contributory system (Legislative Decree no. 180 of 30 April 1997). If the autonomous right to the pension has accrued, the calculation criteria are those of the membership pension fund.
- The applicant must have reached the age of 65 years, both for women and men, and must have fulfilled a contributory requirement of 20 years;
- Period of service: 40 years of contribution regardless of age;
- The requirements for the incapacity pension under totalisation and survivors' pension are those set forth by the social security institution where the dependent worker is registered at the time of the incapacitating event or death.
The new regulation extends the possibility of totalisation even if the dependent worker has already met the minimum requirements for retirement at one of the institutes to which the same had made the contributions. However, the dependent worker must not already benefit from pension payments.
When can I claim?
The totalisation can be claimed from 1 January 2006.
In determining the qualifying contributions, each institution applies the legislation in force on the date when the claim is submitted.
How can I claim?
The totalisation claim can be submitted on-line to INPS using the dedicated service.