What is it?+
Until 31st December 2011, entitlement to a seniority pension was granted upon reaching a quota given by the sum of the minimum age requirement and at least 35 years of contributions.
Those who are entitled to a seniority pension (even if abolished by the Monti-Fornero Reform, introduced by article 24 of decree-law no. 201 of 6 December 2011) can continue to receive it or can still claim it today in accordance with the limitations, requirements and procedures provided for by law.
The seniority pension can still be claimed provided that the requirements were met as at 31 December 2011.
Who is it aimed at?+
The seniority pension can be claimed by those meeting the requirements as at 31 December 2011.
How does it work?+
Start date and duration
Workers who, starting from 1 January 2011, comply with the required personal data requirements can access the seniority pension with a "deferment" of:
- 12 months from the date of maturity of the requirements, if the pension is paid by the Employees' Pension Fund (FPLD) and by the substitute and supplementary pension funds of the Compulsory General Insurance (AGO);
- 18 months from the date of maturity of the requirements, if the service is paid in one of the special social security scheme of self-employed workers (independent farmers, tenant farmers and sharecroppers, artisans and traders).
The seniority pension can be collected from the first day of the following month at the end of the deferment months just indicated.
On the effective date of the pension, any type of paid activity for third parties must have end.
The eventual resumption of the working activity by the employee that follows the seniority pension can never coincide with the starting date of the pension payments.
However, self-employed workers are not required to terminate self-employed work activity.
Starting from 1 January 2011, employees and members enrolled in substitute and supplementary pension funds, must reach quota 96, i.e. at least 60 years of age (60 years of age + 36 of contributions or 61 years of age + 35 of contributions).
Self-employed workers must reach quota 97, i.e. at least 61 years of age (61 years of age + 36 of contributions or 62 years of age + 35 of contributions).
The minimum contributory requirement of 35 years to reach the quota must be completed excluding the imputed contribution for ordinary unemployment and illness.
The service can also be accessed without the age requirement but qualifying contributions for at least 40 years are mandatory. In this case, if the minimum requirement of 35 years of effective contribution has been reached, the imputed contribution for unemployment and illness is also used to reach 40 years.
The right to benefit can be reached by using foreign contribution accrued in European Union countries or in non-EU countries with which an agreement has been reached. In this case, the assessment of the pension right can be made using the international totalisation of the Italian and foreign insurance periods. The amount of the pension, on the other hand, is calculated in proportion to the contributions made in the Italian insurance, according to the pro-rata criterion that applies to services abroad.
How can I claim?
The claim for seniority pension can be submitted on-line to INPS using the dedicated service.