Supplementary pension for contribution paid to the Compulsory General Insurance (AGO)

Publication: 13/04/2022

Supplementary pensions are financial allowances paid to pensioners, upon claim, in order to validate the contribution credited to a pension scheme scheme different to the one in which he/she became a pension holder in cases where this contribution is not sufficient to authorise independent pension eligibility.

The supplementary pension is paid also to the surviving family members, if they cannot obtain, due to the lack of the insurance and contribution requirements, the right to an autonomous indirect pension payable by the scheme into which the deceased had paid the contributions, but they are holders of an indirect pension, or to the survivors of a fund/ scheme with respect to which payment of an additional pension is envisaged with reference to the contributions of the assignee.

Depending on the applicant claiming the payment (whether pension holder or survivor) and on the necessary requirements, there are three types of supplementary pension available:

supplementary old age pension;
supplementary invalidity pension;
supplementary survivors' pension.

The supplementary pension for contributions paid in the General Compulsory Insurance (AGO) (FPLD Employees' Pension Fund and/or self-employed workers special pension scheme) is disbursed to the holders of the main pension to be paid by a substitute, exclusive or exemption fund thereof.

It is also disbursed to:

pensioners paid by the Clergy Fund for ministers of faith of religions other than Catholic;
holders of annuity allowances paid in lieu of a pension;
pensioners paid by the Entertainment Workers' Pension Fund (FPLS) in case of contributions paid in one or more self-employed workers special pension scheme.

It is not disbursed to:

holders of pensions paid by funds and funds for freelance professionals (doctors, lawyers, engineers, etc.);
holders of pensions paid by the Entertainment Workers' Pension Fund (FPLS) and by the Professional Athletes' Pension Fund (FPSP) for subsequent contributions paid into the Employees' Pension Fund, in that it will be used to pay a supplement according to the agreements in force between the two schemes;
holders of pensions paid by FPLD in case of subsequent contributions paid in the entertainment and professional sport scheme, in that this will be used for the payment of a supplement following the agreements in force between the two schemes;
holders of a foreign pension from a country that has not entered into an agreement with Italy;
holders of a foreign pension from a partner country, in that they have the right to add up the periods of work carried out abroad and in Italy and the consequent settlement of the pro-rata pension;
holders of pensions paid by the Separate Pension Scheme.

Start date

The supplementary pension is disbursed:

from the first day of the month subsequent to that when the claim was submitted in the event of an old-age supplementary pension claim;
from the first day of the month subsequent to that when the claim was submitted or the health requirement was recognised, if subsequent to the claim, in case of supplementary invalidity pension;
from the first day of the month following the death, in case of supplementary pension to survivors.

What am I entitled to?

The amount of the supplementary pension is determined using the following calculation systems:

based on contributions in the wage based scheme, if the contribution paid refers to periods only prior to 1 January 1996;
mixed (a quota calculated using contributions in the wage based scheme and a quota using the contributory system), if the worker can claim contributions paid for periods prior to 1 January 1996 and for periods subsequent to 31 December 1995;
contributory (based on the total social security pension contributions), if the contribution refers only to periods subsequent to 31 December 1995 or 31 December 2011.

The supplementary pension settled with contributions paid as of 1 January 1996 is calculated using the contributory system regardless of the calculation system used for the main pension payments.

The supplementary pension does not provide for the integration to the minimum payment.

The payment of additional contributions in the same scheme in which the supplementary pension is paid effects the right to a pension supplement.

Requirements

The requirements differ depending on the type of supplementary pension claim.

To obtain the old-age supplementary pension the applicant must:

already hold or be in the process of being disbursed a main pension payable by a substitute, exclusive or exempt fund of the Compulsory General Insurance (AGO), if the contribution for which the supplementary pension is claimed is charged to the same or charged to its exclusive and substitute forms, as well as the obligatory social security schemes of freelance professionals, if the contribution for which the supplementary pension is claimed is charged to the Separate pension scheme;
have paid/credited at least one weekly contribution;
not meet the insurance and contribution requirements required to obtain an autonomous pension under the scheme where the supplementary pension is claimed;
at the time of claim, have reached the retirement age for the old-age pension under the where the supplementary pension is claimed;
have terminated the employment relationship.

In case of supplementary invalidity pension, the applicant must meet the health requirements to obtain the ordinary invalidity allowance (working capacity reduced to less than one third due to physical or mental illness). It is not necessary to have reached the retirement age for the old-age pension under the where the supplementary pension is claimed.

The requirements change with regard to the supplementary pension for survivors depending on whether or not the assignor already held a direct supplementary pension.

Specifically, survivors of the deceased not entitled to a pension are entitled to the supplementary pension when:

they cannot obtain the right to an indirect autonomous pension due to the lack of requirements;
they have obtained the right to a survivors' pension disbursed by a mandatory substitute, exclusive or exempt social services of the Compulsory General Insurance (AGO).

The survivors of the deceased holder of a direct supplementary pension are entitled to the supplementary pension when they have acquired the right to the reversible pension payable by the obligatory substitute, exclusive or exempt social services of AGO.

If the survivors of the deceased holder of a supplementary pension are not entitled to the reversible pension of other schemes, they can obtain the autonomous indirect pension (therefore, meeting normal requirements) to be disbursed by the Compulsory General Insurance (AGO) if contributions in favor of the deceased worker were credited after the settlement of the supplementary direct pension; the insurance and contribution requirements for the old-age pension or for the ordinary invalidity allowance or for the disability pension are completed, on the date of death, by cumulating the contributions before and after the start of the supplementary pension.

How can I claim?

The claim must be submitted online to INPS via the dedicated service.

Alternatively, claims can be submitted:

by phoning the contact centre at 803 164 (free from Italian landlines) or +06 164 164 from mobile phones;
by electronic services offered by patronage institutes and intermediaries thereof.