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Retirement benefits

Publication: 10/12/2020 Last update: 30/05/2023

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If you are an insured worker living in Italy or residing in another EU country and meet certain requirements, you will be guaranteed the necessary protection to meet your needs in the form of social security benefits when risks covered by the Italian social security system arise at a particular stage of your life.

A pension is a financial benefit payable on application and subject to certain conditions, to the insured worker or members of his or her family, and to family members of a deceased pensioner.

The benefit is intended for:

  • all employed and self-employed persons who are members of the Compulsory General Insurance (AGO) (Pension Fund for Employed Workers - FPLD and special sections for self-employed persons: craftspeople, traders, farmers, sharecroppers and share tenants)
  • persons registered with separately managed schemes
  • workers who are registered with AGO's exclusive replacement pension funds
  • family members (survivors) of the insured or retired person (in the event of death of the insured person)
  • when the following conditions are met:

  • risks related to the reduction or loss of ability to work (disability/incapacity), natural retirement due to age (old age)
  • death of the insured or retired  person (in which case the benefit is intended for surviving family members)

Civil servants, insured under exclusive forms of the Compulsory General Insurance (AGO), are registered with the following Funds:

  • State Employee Pension Payment Fund (CTPS);
  • Local Authority Employee Pension Fund (CPDEL);
  • Health Pension Fund (CPS);
  • Judicial Officials' Pension Fund (CPUG);
  • Pension Fund for Nursery Teachers and Officially Recognised Schools (CPI).

Please consult the following chapters of the Mutual Information System on Social Protection (MISSOC) to find out under what circumstances and how you can apply, what you are entitled to and who you can contact.

Please note: updates for 2022 are being published by the MISSOC Secretariat. 

Old-age benefits (EN)

Survivors' benefits (EN)

Incapacity and disability benefits (EN)


As of 1 October 2020, you will be able to access the INPS website to apply for a pension online via the second level SPID (Public Digital Identity System) or the CIE (Electronic Identity Card) or the CNS (National Service Card).

Applicable statutory basis

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