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The service allows individuals to electronically send notifications relating to transfers of the TFR (severance indemnity) guaranteeing loan agreements entered into with employed workers in the private sector. It is aimed at companies operating in the consumer credit sector.
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Publication: 19 June 2024 Latest update: 5 December 2024
What is it?
It is a service that allows individuals to send online notifications of the transfers of the TFR (severance indemnity) guaranteeing loan agreements entered into with employed workers of the private sector.
Notifications are recorded in a specific computer archive, which the Institute consults in the event of payment of TFR by the Guarantee Fund or the Treasury Fund.
Who is it aimed at?
It is designed for:
- companies operating in the consumer credit sector (banks, financial companies) that are transferees of the receivable for TFR guaranteeing loan agreements entered into with employed workers in the private sector;
- insurance companies and companies that have provided a guarantee - as security for job-loss risk - that have replaced them with rights of recourse;
- out-of-court credit recovery companies, if they have become holders of the credit;
- credit securitisation companies, if they have become holders of the credit.
How does it work?
Notifications can be sent by the persons in charge, in possession of a specific authorisation, using the online service.
The authorisation can be claimed from any local INPS office by sending:
- form MV61 (for persons appointed by banks, financial institutions or insurance companies);
- form AA03 (for persons appointed by authorised credit recovery companies);
- form AA06 (for those appointed by securitisation companies).