My future pension: an estimate of the pension you’ll get when you retire

What is it?

My future pension is the service that allows you to simulate what your pension will presumably be when you finish working. The calculation is based on the legislation in force and on three fundamental elements: age, work history and salary/income.

Who is it aimed at?

The following may take advantage of the service:

• workers with a contribution paid to the Employee Pension Fund;
• workers with contributions paid to the Separate Pension Scheme;
• those enrolled in the Pension Scheme for Managers of industrial companies;
• workers with contributions paid to other funds and schemes administered by INPS..

How does it work?

The service allows you to: 

• check the contributions that are paid in INPS and notify the Institute of the missing contribution periods through the contribution reporting function; 
• know the date on which the right to an old-age or early retirement pension accrues; 
• calculate the estimated amount of the ‘real currency’ pension, i.e. regardless of the trend in inflation; 
• obtain an estimate of the ratio between the first pension instalment and the final salary (replacement rate);
• hypothesise the suspension of work, entering the date on which to interrupt work;
• choose the fund on which to base the simulation.

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