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Supplementary pension for contributions paid in the Compulsory General Insurance (AGO)

The service allows the submission of a claim for a supplementary pension (old-age, invalidity and survivors’ pensions) for contributions paid to the AGO for main pensioners and for survivors family members, where the main pensioners are paid by a substitute fund.
Specific for
Recipients of a main pension paid by a substitute, exclusive or exempt fund of the Compulsory General Insurance (AGO), or survivors family members, and their intermediaries.

Publication: 17 August 2026

What is it?

The supplementary pension is a financial benefit paid to pensioners, upon claim, in order to take into account contributions credited to a scheme other than the one under which they became entitled to a pension, where those contributions are insufficient to establish an independent entitlement to a pension.

The supplementary pension is also payable to survivors family members who, due to a lack of the required insurance and contribution requirements, are not entitled to an autonomous indirect pension under the scheme the deceased contributed, but who are entitled to an indirect pension or survivor’s pension from a fund or scheme that provides a supplementary pension based on the deceased’s contributions.

Depending on the person requesting the benefit (whether pensioner or survivor) and on the requirements, there are three types of supplementary pension:

  • supplementary old-age pension;
  • supplementary invalidity pension;
  • survivor’s supplementary pension.

Who is it aimed at?

The supplementary pension in respect of contributions paid to the Compulsory General Insurance (AGO) scheme (Employees’ Pension Fund (FPLD) and the special schemes for self-employed workers) is payable to recipients of a main pension paid by a fund substituting for, excluding membership of, or exempting from the Compulsory General Insurance (AGO) scheme.

It is also payable to:

  • recipients of a pension paid by the Clergy Fund for ministers of religions other than the Catholic religion;
  • recipients of lifetime allowances paid in lieu of a pension;
  • recipients of a pension paid by the Entertainment Workers’ Pension Fund (FPLS), where contributions have been paid to one or more special schemes for self-employed workers.

It is not payable to:

  • recipients of a pension paid by pension funds for self-employed professionals (doctors, lawyers, engineers, etc.);
  • recipients of a pension paid by the Entertainment Workers’ Pension Fund (FPLS) or the Professional Athletes’ Pension Fund (FPSP) in respect of subsequent contributions paid to the Employees’ Pension Fund (FPLD), as such contributions will be used to settle a pension supplement in accordance with the arrangements in force between the two schemes;
  • recipients of a pension paid by the Employees’ Pension Fund (FPLD) in respect of subsequent contributions paid to the Entertainment Workers’ and Professional Athletes’ schemes, as such contributions will be used to settle a pension supplement in accordance with the arrangements in force between the two schemes;
  • recipients of a foreign pension from a country that has no agreement with Italy;
  • recipients of a foreign pension paid by a country that has an agreement with Italy, as they are entitled to the totalisation of periods of work completed both abroad and in Italy and to the consequent settlement of a pro-rata pension; 
  • recipients of a pension paid by the Separate Pension Scheme.

 

How does it work?

START DATE

The supplementary pension takes effect:

  • from the first day of the month following the month in which the claim for a supplementary old-age pension is submitted;
  • from the first day of the month following the month in which the claim is submitted or the medical requirement is recognised, whichever occurs after the claim, in the case of a supplementary invalidity pension;
  • from the first day of the month following the death, in the case of a supplementary survivor's pension.

WHAT AM I ENTITLED TO?

The amount of the supplementary pension is determined using the following calculation system:

  • remuneration system, where the contributions paid relate only to periods before 1 January 1996; 
  • mixed system (one part calculated under the remuneration system and one part under the contributory system), where the worker has contributions paid both for periods before 1 January 1996 and for periods after 31 December 1995;
  • contributory system, where the contributions paid relate exclusively to periods after 31 December 1995 or after 31 December 2011.

The supplementary pension settled with the contributions paid from 1 January 1996 is calculated with the contributory system regardless of the calculation system used for the settlement of the main pension benefits.

The supplementary pension is not eligible for integration up to the minimum benefit.

The payment of further contributions to the same scheme under which the supplementary pension has been settled entitles the individual to a pension supplement.

Claim

REQUIREMENTS

The requirements vary depending on the type of supplementary pension claimed.

To qualify for a supplementary old-age pension, the following requirements must be met:

  • to already be in receipt of, or be awaiting the settlement of, a main pension paid by a fund substituting for, excluding membership of, or exempting from the Compulsory General Insurance (AGO) scheme, where the contributions in respect of which the supplementary pension is claimed have been paid to that scheme, or by one of its exclusive or substitute schemes or by a compulsory pension scheme for freelance professionals, where the contributions in respect of which the supplementary pension is claimed have been paid to the Separate Pension Scheme;
  • to have paid or been credited with at least one weekly contribution;
  • not to meet the insurance and contribution requirements for entitlement to an autonomous pension under the scheme from which the supplementary pension is claimed;
  • to have reached, at the time the claim is submitted, the retirement age required for the old-age pension under the scheme from which the supplementary pension is claimed;
  • to have terminated employment.  

For a supplementary invalidity pension, it is also necessary to satisfy the medical requirement for entitlement to the ordinary invalidity allowance (working capacity reduced to less than one third as a result of a physical or mental impairment). However, it is not necessary to have reached the retirement age required for the old-age pension under the scheme from which the supplementary pension is claimed.

For a supplementary survivor's pension, the requirements vary depending on whether or not the assignor was already in receipt of a direct supplementary pension.

In particular, the survivors of a deceased person who was not receiving a pension are entitled to a supplementary pension where:

  • they are not entitled to an autonomous indirect pension because they do not meet the required conditions;
  • they have become entitled to a survivor's pension paid under a compulsory pension scheme substituting for, excluding membership of, or exempting from the Compulsory General Insurance (AGO) scheme.

The survivors of a deceased person who was in receipt of a direct supplementary pension are entitled to a supplementary pension where they have become entitled to a survivor's pension paid under a compulsory pension scheme substituting for, excluding membership of, or exempting from the Compulsory General Insurance (AGO) scheme.

Where the survivors of a deceased person who was in receipt of a supplementary pension are not entitled to a survivor’s pension under another scheme, they may be entitled to an autonomous indirect pension (i.e. subject to the ordinary requirements) under the Compulsory General Insurance (AGO) scheme, provided that contributions were credited in respect of the deceased after the settlement of the direct supplementary pension and that, as at the date of death, the insurance and contribution requirements for an old-age pension, an ordinary invalidity allowance or an incapacity pension are met by combining the contributions credited before and after the date on which the direct supplementary pension became payable.

HOW CAN I CLAIM?

The claim to the INPS can be made on-line using the dedicated service.

Alternatively, claim can be submitted by:

  • Calling the contact centre on 803 164 (free from Italian landlines) or +39 06 164 164 from mobile phones;
  • On-line services offered by patronage institutes and intermediaries thereof.

Processing times of the measure

The ordinary deadline for issuing a measure is set at 30 days under Law no. 241/1990. In some cases the law may set different deadlines. 

The table (in italian) shows the deadlines exceeding thirty days, set by the Institute with a Regulation.

In addition to the terms for the issuance of the measure, the table (in Italian) also indicates the relative manager.