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Aggregation of insurance periods from a social security scheme to CPDEL, CPS, CPI, CPUG or CTPS

The service allows workers and survivors to claim a transfer to a single scheme of contributions paid into multiple social security schemes and to obtain a single pension.
Specific for
Workers with existing contributions across multiple institutions

Publication: 26 June 2026

What is it?

This service allows claimants to transfer contributions paid into several social security schemes into a single scheme to obtain a single pension

Who is it aimed at?

It is designed for:

  • the workers directly concerned;
  • the survivors entitled to an indirect pension. 

How does it work?

The periods eligible for aggregation:

  • are used as if they had always been paid into the Fund in which they were unified;
  • entitle claimants to a pension in accordance with the requirements of the fund.

The aggregation of insurance periods may or may not involve charges to the claimant. Partial aggregations are not allowed.

AGGREGATION OF INSURANCE PERIODS (Article 6, Law 29/1979)

Aggregation of insurance periods without charges to the claimant

  • it applies to the staff of public institutions suppressed by national or regional law that have passed to another public body;
  • it also applies to staff coming from institutions, schemes and services affected by spin-off or restructuring measures and transferred or assigned to regions, public institutions or central government administrations (Law No. 482/1988);
  • other contributory periods related to work (related services) can also be aggregated;
  • it applies automatically, but the submission of a claim with exclusively declarative value is still required.

AGGREGATION OF INSURANCE PERIODS (Article 2, Law 29/1979)

Aggregation of insurance periods with charges to the claimant

The aggregation of insurance periods provided for by art. 2 of Law 29/79 allows workers registered with the Pension Funds of the Public Pension Scheme to transfer the contributory position previously accrued with the Compulsory General Insurance (AGO).

Claimants may exercise the right to aggregation of insurance periods:

  • with the scheme they are registered in when they submit the claim;
  • with another scheme, provided that they have paid at least eight years of contribution in periods in which they were working. 

AGGREGATION OF INSURANCE PERIODS FOR FREELANCE PROFESSIONALS (Law no. 45 of 5 March 1990)

Aggregation of insurance periods with charges to the claimant

Existing contribution periods at the Professional Funds can be combined with those existing in the Pension Funds of the Public Pension Scheme.

Before retirement age, the option can only be exercised with the scheme the claimant is enrolled in when they submit the claim.

Aggregation is possible also with a scheme other than the one the claimant is enrolled in:

  • upon reaching retirement age;
  • if the worker has paid at least ten years of continuous contribution for actual work.      

Claim

REQUIREMENTS

For the free aggregation of insurance periods pursuant to Article 6 of Law 29/1979, the following is required:

  • the contribution period to be aggregated must have been accrued at an institution suppressed by state or regional law; 
  • the worker’s position must have been automatically transferred, without interruption, to another institution registered with the Civil Servants’ Pension Schemes after the suppression of the said institution.

For the aggregation of insurance periods with charges to the claimant, the following is required:

  • for persons enrolled in the Civil Servants’ Pension Fund (CTPS), mere membership of the Fund, regardless of their membership status;
  • for non-permanent members enrolled in the CPDEL, CPS, CPI and CPUG Funds, at least one year of membership, including non-continuous membership;
  • if the contribution periods to be aggregated were accrued under the Special Schemes for Self-Employed Workers (independent farmers, artisans and owners of business activities), at least five years of mandatory employee contributions following the termination of self-employed activity are required.

WHEN CAN I CLAIM?

The right may be exercised:

  • once, by the last working day;
  • a second time, provided that, after the first aggregation claim, the claimant has accrued at least ten years of insurance, including at least five years of contributions paid during actual work activity.

In the absence of the indicated requirements, the second claim for aggregation of insurance periods may be submitted:

  • at the time of retirement;
  • only with the scheme in which it was requested in the first claim.

From 31 July 2010, and for those who have left the service without the right to a pension after this date, the claim for aggregation of insurance periods pursuant to Article 2 of Law 29/1979 may be submitted without any time limit, i.e. even after the termination of the service without the right to a pension. For further information, please refer to message no. 2802 of 2 August 2024 (in Italian).

Survivors of the employee may submit the claim without time limits.

The right to aggregation of insurance periods pursuant to Law no. 45 of 5 March 1990 may be exercised:

  • at any time during the work activity, by the last working day;
  • by the survivor, by submitting the claim within two years from the date of death of the person concerned, if it occurred after 9 March 1990.

HOW CAN I CLAIM?

Claims must be submitted:

  • online through the dedicated INPS service;
  • by telephoning the Multichannel Contact Centre on +39 803 164 (free from Italian landlines) or +39 6 164 164 from mobile phones;

For more information, please see INPS circular no. 101 of 19 September 2022 (in Italian).

Processing times of the measure

The time limit for finalising the measure was set at 85 days by the Regulation for the definition of time limits for the conclusion of administrative proceedings adopted by INPS pursuant to Article 2 of Law No. 241/1990.

The table (in Italian) attached to the Regulation lists both the deadlines for the definition of measures established by the Institute that are longer than the standard 30 days, and the indication of the person responsible for them