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Management and payment of staggered loans granted to housing associations
Publication: 10/05/2022
The benefit relates to loans granted until 1998 to housing associations for the construction of affordable and popular houses to be assigned in ownership to beneficiaries.
The benefit, governed by the Consolidated Act no. 1165/38, is currently suspended and INPS manages the amortisation of loans to companies or, after the premiums payable, to the shareholders.
Loans are granted to cooperative housing associations and their partners.
The amortisation instalments of the loans to the cooperatives and partners must be paid through the payment portal with the INPS device PIN.
By accessing the service it is possible to activate the following administrative procedures:
- loans to cooperative building - claim for early repayment of loans and simplified loans cancellation;
- loans to cooperative building - claim for early repayment of loans and consent for loans cancellation;
- loans to cooperative building - claim for rectification of the authorisation to take over partners;
- loans to cooperative building - claim for repayment instalments paid in excess;
- loans to cooperative building- administration claim;
- loans to cooperative building- claim for submission of supplementary documentation list;
- individual building loans - claim for loans cancellation;
- individual building loans - claim of notice of the partner's death and heir inheritance;
- individual building loans - claim for refund of sums paid in excess;
- individual building loans - claim for advance redemption.
Failure to pay the amortisation instalments will result in the application of default interest from the day following the due date of each instalment.